Banking, Finance & Insurance with Annapurna Devi Vinjamuri

Module 1: Overview of BFSI Sector (2 hours)

• What is BFSI? – Definitions and scope

• Structure of the BFSI ecosystem: Banking, Financial Services, Insurance

• Role in the Indian economy

• Major regulators: RBI, SEBI, IRDAI, PFRDA
  
  Module 2: Fundamentals of Banking (2 hours)

  • Functions of Commercial Banks

  • Types of bank accounts: Savings, Current, FD, RD

  • Loans & Advances: Home loan, personal loan, education loan

  • Digital Banking: UPI, NEFT, RTGS, IMPS, Internet Banking

  • Basics of Credit Score and CIBIL
    Module 3: Financial Services (2 hours)

    • Capital markets vs. money markets

    • Mutual Funds, SIPs, Bonds

    • Insurance-linked investment products (ULIPs)

    • Stock markets and demat accounts

    • Overview of fintech and digital finance trends
      Module 4: Insurance Basics (2 hours)

      • Principles of insurance

      • Types of Insurance:

        • Life Insurance (term, whole, endowment)

        • General Insurance (health, motor, fire, marine)

      • Claim settlement process

      • Role of agents and brokers

      • IRDAI and regulatory norms
        
        Module 5: Career Readiness in BFSI (2 hours)

        • Key soft skills: Communication, sales, ethics, customer service

        • Interview preparation (mock Q&A)

        • Resume tips for BFSI jobs

        • Certifications that help (NISM, IRDA, NCFM)